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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,296 | $84,236+36.9% | $170,435-32.4% | $70,126+64.4% |
| Participation rate | 90.0% | 70.8%+19.2pp | 83.6%+6.4pp | 69.5%+20.5pp |
| Annual return | 11.96% | 23.06%-11.1pp | 205.94%-194.0pp | 73.15%-61.2pp |
| Employer contribution / active EE | $5,532 | $3,387+63.3% | $5,432+1.8% | $2,343+136.1% |
| Participant deferral / active EE | $2,274 | $3,086-26.3% | $4,939-54.0% | $3,332-31.8% |
| Admin fee / account holder | $20,212 | $5,698+254.7% | $13,881+45.6% | $4,645+335.1% |