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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,840 | $77,638+42.8% | $156,551-29.2% | $62,881+76.3% |
| Participation rate | 93.5% | 71.2%+22.3pp | 84.0%+9.5pp | 69.3%+24.2pp |
| Annual return | 4.57% | 50.33%-45.8pp | 32.23%-27.7pp | 20.14%-15.6pp |
| Employer contribution / active EE | $5,407 | $3,444+57.0% | $5,501-1.7% | $2,281+137.0% |
| Participant deferral / active EE | $2,624 | $3,046-13.8% | $4,871-46.1% | $3,203-18.1% |
| Admin fee / account holder | $16,729 | $5,561+200.8% | $13,028+28.4% | $4,296+289.4% |