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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,500 | $125,797-51.1% | $170,043-63.8% | $75,173-18.2% |
| Participation rate | 94.4% | 83.6%+10.8pp | 87.0%+7.4pp | 67.2%+27.2pp |
| Annual return | 22.01% | 27.20%-5.2pp | 53.40%-31.4pp | 160.72%-138.7pp |
| Employer contribution / active EE | $6,062 | $4,616+31.3% | $6,790-10.7% | $2,671+127.0% |
| Participant deferral / active EE | $5,377 | $6,838-21.4% | $10,410-48.3% | $4,126+30.3% |
| Admin fee / account holder | $7,517 | $8,177-8.1% | $12,824-41.4% | $5,651+33.0% |