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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,668 | $137,414-58.0% | $189,537-69.6% | $85,847-32.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 15.16% | 38.14%-23.0pp | 555.34%-540.2pp | 318.61%-303.4pp |
| Employer contribution / active EE | $5,865 | $4,344+35.0% | $6,161-4.8% | $2,565+128.6% |
| Participant deferral / active EE | $5,458 | $6,260-12.8% | $8,220-33.6% | $3,952+38.1% |
| Admin fee / account holder | $1,286 | $8,630-85.1% | $12,048-89.3% | $6,261-79.5% |