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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,028 | $58,512+57.3% | $84,020+9.5% | $72,983+26.1% |
| Participation rate | 66.7% | 61.2%+5.4pp | 69.0%-2.3pp | 69.5%-2.8pp |
| Annual return | 27.13% | 28.93%-1.8pp | 71.31%-44.2pp | 81.01%-53.9pp |
| Employer contribution / active EE | $1,115 | $1,163-4.1% | $1,984-43.8% | $2,440-54.3% |
| Participant deferral / active EE | $1,605 | $2,394-32.9% | $3,239-50.4% | $3,608-55.5% |
| Admin fee / account holder | $2,238 | $4,569-51.0% | $6,101-63.3% | $5,124-56.3% |