See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,806 |
Service code 15 · EIN 13-5674085 | Recordkeeping | $6,302 |
Filed as: MORGAN STANLEY SMITH BAKERY Service code 15 · EIN 20-8764829 | Recordkeeping | $2,832 |
ADP BROKER-DEALER5 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,947 | $63,745-16.9% | $98,442-46.2% | $79,386-33.3% |
| Participation rate | 35.8% | 69.9%-34.0pp | 73.3%-37.5pp | 70.7%-34.9pp |
| Annual return | 16.17% | 625.80%-609.6pp | 1492.73%-1476.6pp | 116.85%-100.7pp |
| Employer contribution / active EE | $367 | $2,557-85.6% | $2,960-87.6% | $2,427-84.9% |
| Participant deferral / active EE | $1,547 | $3,303-53.2% | $4,276-63.8% | $4,046-61.8% |
| Admin fee / account holder | $298 | $516-42.2% | $5,949-95.0% | $626-52.4% |