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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,106 | $209,428+86.3% | $178,498+118.5% | $158,950+145.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.19% | 188.78%-173.6pp | 151.09%-135.9pp | 302.91%-287.7pp |
| Employer contribution / active EE | $1,964 | $5,707-65.6% | $5,011-60.8% | $4,762-58.8% |
| Participant deferral / active EE | $6,642 | $5,955+11.5% | $5,202+27.7% | $5,983+11.0% |
| Admin fee / account holder | $1,976 | $17,077-88.4% | $13,985-85.9% | $11,248-82.4% |