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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,373 | $75,832+61.4% | $147,617-17.1% | $59,633+105.2% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | 112.90% | 0.37%+112.5pp | 61.98%+50.9pp | 2041.45%-1928.6pp |
| Employer contribution / active EE | $7,434 | $3,485+113.3% | $5,564+33.6% | $2,203+237.5% |
| Participant deferral / active EE | $3,352 | $3,131+7.1% | $4,895-31.5% | $3,192+5.0% |
| Admin fee / account holder | $5,665 | $5,986-5.3% | $11,612-51.2% | $4,297+31.8% |