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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,200 | $103,387+5.6% | $87,102+25.4% | $152,885-28.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 19.78% | 28.10%-8.3pp | 28.19%-8.4pp | 345.39%-325.6pp |
| Employer contribution / active EE | $10,793 | $3,221+235.1% | $2,521+328.1% | $4,763+126.6% |
| Participant deferral / active EE | $6,947 | $4,778+45.4% | $4,048+71.6% | $5,851+18.7% |
| Admin fee / account holder | $1,754 | $12,193-85.6% | $7,491-76.6% | $11,598-84.9% |