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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,065 | $56,200+79.8% | $67,653+49.4% | $59,633+69.5% |
| Participation rate | 96.9% | 71.5%+25.4pp | 75.7%+21.2pp | 68.7%+28.2pp |
| Annual return | 0.72% | 18506.71%-18506.0pp | 6625.22%-6624.5pp | 2041.40%-2040.7pp |
| Employer contribution / active EE | $663 | $1,615-58.9% | $2,266-70.7% | $2,203-69.9% |
| Participant deferral / active EE | $1,269 | $2,843-55.4% | $3,560-64.3% | $3,192-60.2% |
| Admin fee / account holder | $8,305 | $3,959+109.8% | $4,821+72.3% | $4,297+93.3% |