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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,747 | $116,190+9.1% | $93,614+35.4% | $152,885-17.1% |
| Participation rate | 76.2% | 78.0%-1.9pp | 75.8%+0.4pp | 82.5%-6.3pp |
| Annual return | 22.36% | 35.96%-13.6pp | 32.76%-10.4pp | 345.39%-323.0pp |
| Employer contribution / active EE | $438 | $3,219-86.4% | $2,718-83.9% | $4,763-90.8% |
| Participant deferral / active EE | $1,936 | $4,604-57.9% | $4,069-52.4% | $5,851-66.9% |
| Admin fee / account holder | $973 | $10,749-90.9% | $7,889-87.7% | $11,598-91.6% |