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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,228 | $158,852-55.2% | $121,220-41.2% | $135,380-47.4% |
| Participation rate | 25.0% | 79.3%-54.3pp | 71.8%-46.8pp | 82.6%-57.6pp |
| Annual return | -9.81% | -0.64%-9.2pp | 16.94%-26.7pp | 519.81%-529.6pp |
| Employer contribution / active EE | $861 | $5,666-84.8% | $4,023-78.6% | $4,779-82.0% |
| Participant deferral / active EE | $1,664 | $4,006-58.5% | $3,345-50.3% | $5,609-70.3% |
| Admin fee / account holder | $27 | $6,515-99.6% | $5,021-99.5% | $10,828-99.7% |