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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,100 | $153,311-64.7% | $109,313-50.5% | $273,972-80.3% |
| Participation rate | 21.4% | 80.1%-58.7pp | 71.3%-49.8pp | 83.0%-61.6pp |
| Annual return | 6.30% | 29.86%-23.6pp | 22.07%-15.8pp | 41.46%-35.2pp |
| Employer contribution / active EE | $666 | $5,619-88.1% | $3,892-82.9% | $4,869-86.3% |
| Participant deferral / active EE | $1,490 | $3,932-62.1% | $3,166-52.9% | $5,287-71.8% |
| Admin fee / account holder | $5,856 | $8,076-27.5% | $5,666+3.3% | $10,133-42.2% |