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| Provider | Service type | Compensation |
|---|---|---|
BEACON POINTE ADVISORS LLC3 years Filed as: BEACON POINTE INVESTMENT ADVISORY Service code 26 · EIN 27-0636826 | Advisory (Participants) | $43,416 |
CHARLES SCHWAB & CO., INC.9 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967289 | Securities Custodian | $5,567 |
Service code 13 · EIN 56-2270237 | Contract Administrator | $745 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,630 | $55,446+29.2% | $155,574-54.0% | $74,429-3.8% |
| Participation rate | 82.5% | 61.9%+20.6pp | 78.2%+4.3pp | 67.2%+15.3pp |
| Annual return | 12.00% | 269.20%-257.2pp | 64.87%-52.9pp | 1368.38%-1356.4pp |
| Employer contribution / active EE | $2,217 | $2,266-2.2% | $4,676-52.6% | $2,625-15.5% |
| Participant deferral / active EE | $2,217 | $2,836-21.8% | $5,629-60.6% | $4,348-49.0% |
| Admin fee / account holder | $328 | $1,743-81.2% | $15,914-97.9% | $1,944-83.1% |