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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BEACON POINTE INVESTMENT ADVISORY Service code 26 · EIN 27-0636826 | Advisory (Participants) | $42,377 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967289 | Securities Custodian | $5,382 |
Service code 13 · EIN 56-2270237 | Contract Administrator | $4,398 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,557 | $65,125+20.6% | $143,797-45.4% | $66,949+17.3% |
| Participation rate | 98.2% | 65.2%+33.0pp | 80.3%+17.9pp | 69.8%+28.4pp |
| Annual return | -15.85% | -11.13%-4.7pp | -0.04%-15.8pp | 1.57%-17.4pp |
| Employer contribution / active EE | $2,447 | $2,362+3.6% | $4,952-50.6% | $2,545-3.9% |
| Participant deferral / active EE | $3,103 | $2,920+6.2% | $5,638-45.0% | $4,239-26.8% |
| Admin fee / account holder | $395 | $503-21.4% | $14,679-97.3% | $594-33.4% |