Filed January 7, 2025
| Provider | Service type | Compensation |
|---|---|---|
AON CONSULTING3 years Filed as: AON INVESTMENTS USA INC. Service code 16 · EIN 36-3109431 | Consulting | $222,320 |
BDO USA, LLP1 year Filed as: BDO USA, P.C. Service code 10 · EIN 13-5381590 | Accounting | $20,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$583,174 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,586 | $93,773+257.9% | $125,401+167.6% | $78,104+329.7% |
| Participation rate | 96.6% | 75.6%+21.0pp | 82.4%+14.2pp | 74.5%+22.1pp |
| Annual return | -17.92% | 277.78%-295.7pp | 572.53%-590.5pp | 10.90%-28.8pp |
| Employer contribution / active EE | $8,331 | $3,678+126.5% | $4,816+73.0% | $3,128+166.4% |
| Participant deferral / active EE | $13,936 | $6,971+99.9% | $7,448+87.1% | $5,089+173.9% |
| Admin fee / account holder | -$40 | $67-159.9% | $10,008-100.4% | $79-150.8% |