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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,565 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,543 | $50,898-24.3% | $171,082-77.5% | $55,167-30.1% |
| Participation rate | 44.2% | 63.3%-19.1pp | 76.7%-32.5pp | 69.0%-24.8pp |
| Annual return | 6.53% | 15.34%-8.8pp | 32.56%-26.0pp | 169.23%-162.7pp |
| Employer contribution / active EE | $28 | $1,433-98.1% | $4,002-99.3% | $1,963-98.6% |
| Participant deferral / active EE | $1,192 | $2,994-60.2% | $4,797-75.2% | $3,054-61.0% |
| Admin fee / account holder | $95 | $500-81.1% | $8,520-98.9% | $504-81.2% |