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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,166 | $81,276+531.4% | $155,574+229.9% | $80,925+534.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 20.35% | 33.36%-13.0pp | 64.87%-44.5pp | 35.65%-15.3pp |
| Employer contribution / active EE | $13,797 | $3,103+344.6% | $4,676+195.1% | $2,756+400.6% |
| Participant deferral / active EE | $7,119 | $3,453+106.2% | $5,629+26.5% | $4,299+65.6% |
| Admin fee / account holder | $1,371 | $7,993-82.8% | $15,914-91.4% | $6,940-80.2% |