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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,156 | $85,171+263.0% | $172,752+79.0% | $72,975+323.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 7.74% | 27.32%-19.6pp | 802.97%-795.2pp | 81.01%-73.3pp |
| Employer contribution / active EE | $13,434 | $3,324+304.1% | $5,144+161.2% | $2,440+450.6% |
| Participant deferral / active EE | $5,324 | $3,260+63.3% | $5,198+2.4% | $3,608+47.6% |
| Admin fee / account holder | $9,869 | $5,880+67.8% | $13,955-29.3% | $5,124+92.6% |