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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,439 | $85,766+31.1% | $136,295-17.5% | $70,131+60.3% |
| Participation rate | 91.4% | 74.2%+17.3pp | 81.9%+9.5pp | 69.5%+21.9pp |
| Annual return | 27.11% | 31.45%-4.3pp | 5155.97%-5128.9pp | 73.14%-46.0pp |
| Employer contribution / active EE | $6,004 | $2,966+102.4% | $4,695+27.9% | $2,342+156.3% |
| Participant deferral / active EE | $5,721 | $5,051+13.3% | $6,247-8.4% | $3,332+71.7% |
| Admin fee / account holder | $1,541 | $5,420-71.6% | $9,243-83.3% | $4,645-66.8% |