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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,099 | $29,733+176.1% | $56,025+46.5% | $80,959+1.4% |
| Participation rate | 29.4% | 41.7%-12.3pp | 52.5%-23.1pp | 67.7%-38.3pp |
| Annual return | 15.72% | 35.28%-19.6pp | 1712.69%-1697.0pp | 35.67%-19.9pp |
| Employer contribution / active EE | $756 | $672+12.6% | $1,042-27.4% | $2,757-72.6% |
| Participant deferral / active EE | $1,294 | $1,229+5.3% | $1,955-33.8% | $4,300-69.9% |
| Admin fee / account holder | $2,032 | $2,434-16.5% | $2,828-28.1% | $6,925-70.7% |