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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,871 | $72,273-0.6% | $101,275-29.0% | $79,856-10.0% |
| Participation rate | 98.8% | 68.5%+30.3pp | 75.8%+23.0pp | 69.6%+29.1pp |
| Annual return | -8.52% | 22.30%-30.8pp | 46.48%-55.0pp | 31.71%-40.2pp |
| Employer contribution / active EE | $1,449 | $2,691-46.2% | $3,660-60.4% | $2,471-41.4% |
| Participant deferral / active EE | $3,530 | $3,282+7.6% | $4,371-19.2% | $3,741-5.6% |
| Admin fee / account holder | $8,230 | $4,401+87.0% | $5,948+38.4% | $5,306+55.1% |