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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,059 | $57,352+48.3% | $83,831+1.5% | $64,173+32.5% |
| Participation rate | 97.2% | 68.6%+28.6pp | 76.1%+21.0pp | 69.6%+27.6pp |
| Annual return | 12.51% | 11.38%+1.1pp | 850.99%-838.5pp | 7.63%+4.9pp |
| Employer contribution / active EE | $1,614 | $2,546-36.6% | $3,631-55.6% | $2,381-32.2% |
| Participant deferral / active EE | $4,124 | $2,993+37.8% | $4,082+1.0% | $3,470+18.8% |
| Admin fee / account holder | $12,283 | $4,046+203.6% | $5,479+124.2% | $4,887+151.3% |