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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,328 | $154,193+6.6% | $130,045+26.4% | $139,466+17.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 11.07% | 32.51%-21.4pp | -137.30%+148.4pp | 373.66%-362.6pp |
| Employer contribution / active EE | $9,155 | $5,292+73.0% | $4,321+111.9% | $4,754+92.6% |
| Participant deferral / active EE | $7,702 | $6,709+14.8% | $5,820+32.3% | $6,712+14.7% |
| Admin fee / account holder | $7,447 | $13,989-46.8% | $10,600-29.7% | $11,409-34.7% |