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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,258 | $131,835-4.2% | $108,582+16.3% | $273,972-53.9% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.6%+7.9pp | 83.0%+4.5pp |
| Annual return | 4.49% | -91.57%+96.1pp | -51.70%+56.2pp | 41.46%-37.0pp |
| Employer contribution / active EE | $8,365 | $4,913+70.3% | $3,758+122.6% | $4,869+71.8% |
| Participant deferral / active EE | $5,120 | $5,127-0.1% | $4,311+18.8% | $5,287-3.2% |
| Admin fee / account holder | $1,143 | $10,253-88.9% | $7,645-85.1% | $10,133-88.7% |