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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,330 | $175,259+5.7% | $149,723+23.8% | $139,487+32.9% |
| Participation rate | 92.3% | 83.4%+8.9pp | 78.8%+13.5pp | 80.3%+12.0pp |
| Annual return | 23.10% | 166.82%-143.7pp | 134.50%-111.4pp | 373.84%-350.7pp |
| Employer contribution / active EE | $9,742 | $5,478+77.8% | $4,821+102.1% | $4,755+104.9% |
| Participant deferral / active EE | $5,691 | $6,522-12.7% | $5,682+0.1% | $6,713-15.2% |
| Admin fee / account holder | $7,098 | $16,158-56.1% | $13,215-46.3% | $11,407-37.8% |