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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,547 | $167,353-13.6% | $143,797+0.5% | $134,545+7.4% |
| Participation rate | 78.6% | 84.8%-6.2pp | 80.3%-1.7pp | 81.2%-2.7pp |
| Annual return | -21.63% | 0.48%-22.1pp | -0.04%-21.6pp | 418.37%-440.0pp |
| Employer contribution / active EE | $8,228 | $5,620+46.4% | $4,952+66.1% | $4,742+73.5% |
| Participant deferral / active EE | $4,426 | $6,447-31.4% | $5,638-21.5% | $6,401-30.9% |
| Admin fee / account holder | $5,469 | $18,096-69.8% | $14,679-62.7% | $11,431-52.2% |