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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,882 | $185,312+45.1% | $161,489+66.5% | $154,746+73.8% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 19.03% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $8,705 | $4,769+82.5% | $4,268+104.0% | $4,379+98.8% |
| Participant deferral / active EE | $5,442 | $6,350-14.3% | $5,630-3.3% | $6,730-19.1% |
| Admin fee / account holder | $2,229 | $18,654-88.1% | $16,006-86.1% | $14,365-84.5% |