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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,772 | $92,743-42.0% | $82,744-35.0% | $134,532-60.0% |
| Participation rate | 52.6% | 75.2%-22.6pp | 72.6%-19.9pp | 81.2%-28.6pp |
| Annual return | -9.10% | 946.63%-955.7pp | 702.22%-711.3pp | 418.27%-427.4pp |
| Employer contribution / active EE | $1,022 | $3,273-68.8% | $3,008-66.0% | $4,741-78.4% |
| Participant deferral / active EE | $3,700 | $4,802-22.9% | $4,395-15.8% | $6,401-42.2% |
| Admin fee / account holder | $1,020 | $5,977-82.9% | $5,325-80.8% | $11,429-91.1% |