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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,913 | $103,008-58.3% | $90,304-52.5% | $152,897-71.9% |
| Participation rate | 42.1% | 75.9%-33.8pp | 73.3%-31.2pp | 82.5%-40.3pp |
| Annual return | 21.83% | 95.22%-73.4pp | 78.13%-56.3pp | 345.43%-323.6pp |
| Employer contribution / active EE | $651 | $3,139-79.3% | $2,855-77.2% | $4,764-86.3% |
| Participant deferral / active EE | $1,773 | $4,281-58.6% | $3,885-54.4% | $5,851-69.7% |
| Admin fee / account holder | $394 | $6,175-93.6% | $5,354-92.6% | $11,599-96.6% |