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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,454 | $75,962+59.9% | $154,108-21.2% | $64,173+89.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.36% | 30.32%-38.7pp | 735.21%-743.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $4,050 | $3,350+20.9% | $5,298-23.6% | $2,381+70.1% |
| Participant deferral / active EE | $5,132 | $3,175+61.7% | $5,081+1.0% | $3,470+47.9% |
| Admin fee / account holder | $2,802 | $5,589-49.9% | $13,411-79.1% | $4,887-42.7% |