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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,028 | $168,635-6.3% | $147,617+7.1% | $125,389+26.0% |
| Participation rate | 94.4% | 88.8%+5.7pp | 84.6%+9.8pp | 83.2%+11.3pp |
| Annual return | -0.79% | 77.65%-78.4pp | 61.98%-62.8pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,070 | $6,252-66.9% | $5,564-62.8% | $4,866-57.5% |
| Participant deferral / active EE | $4,170 | $5,507-24.3% | $4,895-14.8% | $5,352-22.1% |
| Admin fee / account holder | $1,125 | $13,580-91.7% | $11,612-90.3% | $9,541-88.2% |