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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4+ years Filed as: CAPTRUST FINANCIAL ADVISORS Service code 16 · EIN 26-0058143 | Consulting | $121,969 |
Service code 37 · EIN 04-2647786 | Loan Processing | $64,153 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,760 | $37,196+294.6% | $154,108-4.8% | $55,725+163.4% |
| Participation rate | 95.9% | 64.1%+31.9pp | 83.0%+12.9pp | 70.9%+25.1pp |
| Annual return | -4.69% | 1319.68%-1324.4pp | 735.21%-739.9pp | 244.93%-249.6pp |
| Employer contribution / active EE | $8,144 | $1,614+404.6% | $5,298+53.7% | $2,078+291.9% |
| Participant deferral / active EE | $5,887 | $2,068+184.6% | $5,081+15.9% | $3,356+75.4% |
| Admin fee / account holder | $392 | $102+285.7% | $13,411-97.1% | $115+240.2% |