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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,569 | $96,678-12.5% | $86,640-2.4% | $139,466-39.4% |
| Participation rate | 72.7% | 74.4%-1.7pp | 71.7%+1.0pp | 80.3%-7.6pp |
| Annual return | 9.04% | 106.69%-97.6pp | 592.52%-583.5pp | 373.66%-364.6pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,730 | $4,837-2.2% | $4,438+6.6% | $6,712-29.5% |
| Admin fee / account holder | $18,792 | $6,410+193.2% | $5,616+234.6% | $11,409+64.7% |