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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,930 | $108,912+28.5% | $100,383+39.4% | $145,959-4.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.21% | 57.96%-47.8pp | 49.26%-39.1pp | 561.95%-551.7pp |
| Employer contribution / active EE | $0 | $4,423-100.0% | $3,944-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $8,595 | $8,451+1.7% | $8,086+6.3% | $6,689+28.5% |
| Admin fee / account holder | $10,850 | $9,690+12.0% | $7,900+37.3% | $13,398-19.0% |