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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,458 | $85,766-12.0% | $136,297-44.6% | $70,124+7.6% |
| Participation rate | 88.9% | 74.2%+14.7pp | 81.9%+7.0pp | 69.5%+19.3pp |
| Annual return | 13.86% | 31.45%-17.6pp | 5156.19%-5142.3pp | 73.14%-59.3pp |
| Employer contribution / active EE | $2,680 | $2,966-9.6% | $4,696-42.9% | $2,342+14.4% |
| Participant deferral / active EE | $4,511 | $5,051-10.7% | $6,247-27.8% | $3,332+35.4% |
| Admin fee / account holder | $23,793 | $5,420+338.9% | $9,244+157.4% | $4,645+412.2% |