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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,445 | $76,551-8.0% | $123,894-43.1% | $62,881+12.0% |
| Participation rate | 90.9% | 73.0%+17.9pp | 81.4%+9.5pp | 69.3%+21.6pp |
| Annual return | 0.56% | 18.68%-18.1pp | 47.52%-47.0pp | 20.14%-19.6pp |
| Employer contribution / active EE | $3,062 | $2,882+6.2% | $4,617-33.7% | $2,281+34.2% |
| Participant deferral / active EE | $5,498 | $4,840+13.6% | $5,984-8.1% | $3,203+71.7% |
| Admin fee / account holder | $559 | $4,826-88.4% | $8,357-93.3% | $4,296-87.0% |