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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,858 | $99,345+351.8% | $84,753+429.6% | $273,972+63.8% |
| Participation rate | 70.0% | 80.7%-10.7pp | 76.6%-6.6pp | 83.0%-13.0pp |
| Annual return | 6.88% | 22.93%-16.0pp | 22.78%-15.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,438 | $4,214-65.9% | $3,574-59.8% | $4,869-70.5% |
| Participant deferral / active EE | $7,259 | $4,270+70.0% | $3,712+95.6% | $5,287+37.3% |
| Admin fee / account holder | $13,097 | $6,645+97.1% | $5,333+145.6% | $10,133+29.3% |