Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.4+ years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $26,036 |
LPL FINANCIAL1 year Service code 15 LPL FIN. RETIREMENT PARTNERS · SAN DIEGO, CA 92150 | Recordkeeping | $16,033 |
Service code 15 | Recordkeeping | $11,243 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,538 | $59,191-4.5% | $76,767-26.4% | $56,289+0.4% |
| Participation rate | 65.1% | 75.2%-10.1pp | 77.0%-11.9pp | 69.9%-4.8pp |
| Annual return | -5.40% | 6.62%-12.0pp | 2.43%-7.8pp | -9.96%+4.6pp |
| Employer contribution / active EE | $1,234 | $1,759-29.9% | $2,485-50.4% | $2,111-41.6% |
| Participant deferral / active EE | $3,039 | $3,255-6.6% | $3,852-21.1% | $3,350-9.3% |
| Admin fee / account holder | $320 | $489-34.5% | $6,675-95.2% | $521-38.5% |