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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,092 | $106,918-72.8% | $84,021-65.4% | $152,897-81.0% |
| Participation rate | 80.0% | 75.2%+4.8pp | 69.0%+11.0pp | 82.5%-2.5pp |
| Annual return | 20.81% | 105.01%-84.2pp | 71.32%-50.5pp | 345.43%-324.6pp |
| Employer contribution / active EE | $631 | $2,735-76.9% | $1,984-68.2% | $4,764-86.8% |
| Participant deferral / active EE | $631 | $4,012-84.3% | $3,239-80.5% | $5,851-89.2% |
| Admin fee / account holder | $486 | $8,288-94.1% | $6,102-92.0% | $11,599-95.8% |