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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,991 | $49,891-55.9% | $80,607-72.7% | $75,181-70.7% |
| Participation rate | 94.7% | 55.3%+39.4pp | 67.0%+27.7pp | 67.2%+27.5pp |
| Annual return | 17.44% | 34.67%-17.2pp | 936.11%-918.7pp | 160.69%-143.2pp |
| Employer contribution / active EE | $1,360 | $1,698-19.9% | $2,724-50.1% | $2,671-49.1% |
| Participant deferral / active EE | $2,075 | $2,991-30.6% | $4,448-53.4% | $4,126-49.7% |
| Admin fee / account holder | $643 | $3,578-82.0% | $5,379-88.0% | $5,650-88.6% |