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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,274 | $59,819-74.5% | $79,583-80.8% | $68,490-77.7% |
| Participation rate | 97.1% | 61.1%+36.0pp | 69.5%+27.6pp | 67.9%+29.2pp |
| Annual return | -19.42% | -12.30%-7.1pp | 0.16%-19.6pp | -7.85%-11.6pp |
| Employer contribution / active EE | $3,600 | $1,505+139.1% | $2,414+49.1% | $2,597+38.6% |
| Participant deferral / active EE | $2,841 | $3,025-6.1% | $3,986-28.7% | $4,028-29.5% |
| Admin fee / account holder | $367 | $4,835-92.4% | $6,835-94.6% | $5,403-93.2% |