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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,800 | $102,663-56.4% | $86,216-48.0% | $139,466-67.9% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 21.59% | 1924.52%-1902.9pp | 1169.42%-1147.8pp | 373.66%-352.1pp |
| Employer contribution / active EE | $908 | $3,035-70.1% | $2,382-61.9% | $4,754-80.9% |
| Participant deferral / active EE | $1,890 | $4,677-59.6% | $3,986-52.6% | $6,712-71.8% |
| Admin fee / account holder | $748 | $8,663-91.4% | $6,853-89.1% | $11,409-93.4% |