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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,195 | $112,933-72.4% | $90,970-65.7% | $158,982-80.4% |
| Participation rate | 75.0% | 74.7%+0.3pp | 69.0%+6.0pp | 82.0%-7.0pp |
| Annual return | 3.69% | 215.82%-212.1pp | 134.60%-130.9pp | 302.99%-299.3pp |
| Employer contribution / active EE | $1,505 | $2,893-48.0% | $2,122-29.1% | $4,763-68.4% |
| Participant deferral / active EE | $1,895 | $4,128-54.1% | $3,373-43.8% | $5,983-68.3% |
| Admin fee / account holder | $2,080 | $8,047-74.1% | $5,961-65.1% | $11,252-81.5% |