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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,720 | $124,980+98.2% | $108,359+128.6% | $154,746+60.1% |
| Participation rate | 90.0% | 75.2%+14.8pp | 70.1%+19.9pp | 80.7%+9.3pp |
| Annual return | 13.26% | 45.00%-31.7pp | 36.89%-23.6pp | 172.34%-159.1pp |
| Employer contribution / active EE | $243 | $2,851-91.5% | $2,399-89.9% | $4,379-94.4% |
| Participant deferral / active EE | $7,637 | $4,743+61.0% | $4,137+84.6% | $6,730+13.5% |
| Admin fee / account holder | $11,675 | $11,502+1.5% | $9,741+19.9% | $14,365-18.7% |