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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $29,376 |
MATRIX TRUST COMPANY3 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,074 | $76,112-10.6% | $96,534-29.5% | $71,511-4.8% |
| Participation rate | 89.0% | 74.4%+14.6pp | 76.0%+13.0pp | 67.9%+21.1pp |
| Annual return | 19.17% | 22.81%-3.6pp | 25.88%-6.7pp | 28.86%-9.7pp |
| Employer contribution / active EE | $1,039 | $2,248-53.8% | $2,965-65.0% | $2,589-59.9% |
| Participant deferral / active EE | $3,658 | $4,217-13.2% | $4,851-24.6% | $4,291-14.7% |
| Admin fee / account holder | $223 | $2,708-91.8% | $8,253-97.3% | $1,588-86.0% |