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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,931 | $76,834+11.8% | $108,359-20.7% | $87,485-1.8% |
| Participation rate | 24.0% | 61.7%-37.7pp | 70.1%-46.1pp | 68.9%-44.9pp |
| Annual return | 15.86% | 19.09%-3.2pp | 36.89%-21.0pp | 26.06%-10.2pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,099 | $3,100-32.3% | $4,137-49.3% | $4,274-50.9% |
| Admin fee / account holder | $5,738 | $6,537-12.2% | $9,741-41.1% | $7,775-26.2% |