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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,866 | $65,555+66.1% | $86,216+26.3% | $75,173+44.8% |
| Participation rate | 20.0% | 60.5%-40.5pp | 69.0%-49.0pp | 67.2%-47.2pp |
| Annual return | 22.48% | 46.07%-23.6pp | 1169.42%-1146.9pp | 160.72%-138.2pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,382-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,328 | $3,023-56.1% | $3,986-66.7% | $4,126-67.8% |
| Admin fee / account holder | $922 | $5,469-83.1% | $6,853-86.6% | $5,651-83.7% |