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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,931 | $73,787+16.5% | $98,716-13.0% | $82,448+4.2% |
| Participation rate | 24.0% | 61.4%-37.4pp | 69.3%-45.3pp | 68.1%-44.1pp |
| Annual return | 15.86% | 18.57%-2.7pp | 31.81%-15.9pp | 41.64%-25.8pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,099 | $3,081-31.9% | $4,048-48.1% | $4,139-49.3% |
| Admin fee / account holder | $5,738 | $6,500-11.7% | $8,703-34.1% | $7,234-20.7% |