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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,409 | $65,027+2.1% | $90,970-27.0% | $79,852-16.8% |
| Participation rate | 93.1% | 61.6%+31.5pp | 69.0%+24.1pp | 69.6%+23.5pp |
| Annual return | 11.51% | 30.45%-18.9pp | 134.58%-123.1pp | 31.72%-20.2pp |
| Employer contribution / active EE | $4,622 | $1,247+270.5% | $2,122+117.7% | $2,471+87.0% |
| Participant deferral / active EE | $3,778 | $2,512+50.4% | $3,373+12.0% | $3,740+1.0% |
| Admin fee / account holder | $1,252 | $4,535-72.4% | $5,960-79.0% | $5,306-76.4% |